The 7 Best Places to Put Your Savings
Money that is considered savings is often put into a low risk, interest-earning account, rather than into higher risk investments. Although there is opportunity for larger returns with certain investments, the idea behind savings is to allow the money to grow slowly with little or no associated risk. The advent of online banking has increased the variety and accessibility of savings accounts and vehicles. Here are some of the different types of accounts so you can make the most of your savings.
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Top 5 Money-Saving Tips For Your Car
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9 ways to save money when eating out
Of all the ways we tend to drain our bank accounts, going out to eat is one of the hardest to give up. It’s a great way to get out of the house, spend quality time with your friends (or your significant other, or yourself), and probably eat better food than you would at home. Fortunately, you don’t have to choose between irresponsible spending and giving up dinners out altogether. You just have to put a little bit of thought into where you’re going, what you’re ordering, and what resources you can use to keep the cost down.
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5 Money-Saving Shopping Tips
Have you already squeezed every last penny out of your budget? Maybe not. Thanks to free market capitalism, we can choose from a wide variety of products at a wide variety of prices pretty much any time we want to buy something. Unlike investing, saving money on purchases doesn’t require any specialized training and is an easy way for anyone to stretch their budget a little farther.
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How to Eat Healthy Foods and Save Money at the Same Time
Most of us would like to adopt a healthier eating program in order to lose weight, feel better, and reduce the likelihood of developing certain diseases and illnesses. However, eating healthier often means spending more money, which can make it difficult to stick with this type of eating plan. The majority of people think that eating healthy foods is expensive and eating poorly is cheap. This is probably because fast food is so inexpensive to purchase and high quality meats and fresh vegetables seem more expensive. This is not actually true. It is very possible to eat healthy foods and save money at the same time simply by cooking more meals at home!
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Money Challenge: Reward Yourself
Here’s how it works. First, pick a goal you’re working towards, whether it’s writing a book or trying to stop smoking or going to the gym. Then, every time you work toward that goal and make progress, “pay” yourself a set amount of money depending on your budget.
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Money-Saving Moms
When this Cromwell, Connecticut, mom buys groceries, she stocks up big-time. Joanne, several of her siblings, and their mom team up to place an order twice a year with Associated Buyers, a large bulk-distribution company. A typical order includes a 50-pound bag of flour, a 35-pound box of raisins, and restaurant-size quantities of coffee, tea, salt, and more. “I can get walnuts for $2.39 a pound, compared with the $4.99 that I’d have to pay at the grocery store,” says Swift, 41.
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7 ways to save money on groceries
Jeanette Pavini, consumer savings expert from Coupons.com, says coupon doubling is when a store doubles or sometimes triples the value of a single coupon. Usually, this is offered as a special store promotion or customer appreciation event. Manufacturers reimburse the store for the face value of the coupon, but the store pays out of pocket for the additional double or triple savings.
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10 Money Habits That Are Leaving You Broke
For many people, a new year means a clean slate. They dedicate themselves to finally losing weight, traveling more or spending time with family. One of the most common New Year’s resolutions is to improve one’s finances. In fact, a 2015 Nielsen study found that 25 percent of people in the U.S. made a resolution to spend less and save more.
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